Concepts




Overdrafts on current accounts


End-of-period balance of unused credit limits on deposit account overdraft facilities provided by monetary financial institutions. Unauthorised overdrafts are not included.



Statistics using the definition

Validity of the definition

  • Valid

Source organisation

  • Tilastokeskus

Overdrafts on current accounts (not of promissory note format) include the balances of all accounts with overdraft facility at the end of a quarter. The total amount of the credit is reported irrespective of whether it is under or over the revolving and credit limit and/or the maximum duration agreed by the lender and borrower in advance, if the overdraft has not been recorded in other claims/other loans in the data provider's information systems.



Statistics using the definition

Validity of the definition

  • Valid

Source organisation

  • Tilastokeskus

Jaa