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Appendix table 1. Consumers' views and intentions 1)

  Average 10/1995- Max. 10/1995- Min. 10/1995- 01/2020 12/2020 01/2021 Outlook 2)
A1 Consumer confidence indicator, CCI = (B1+B2+B4+E1)/4 -1.8 6.8 -13.9 -4.6 -4.6 -0.9 =
B1 Own economy now (balance) 3.1 8.6 -5.3 5.4 2.8 3.2 =
- Better (%) . . . 25.4 24.0 24.7  
- Worse (%) . . . 16.4 19.5 19.6  
B2 Own economy in 12 months' time (balance) 8.1 13.5 1.2 8.9 8.5 10.8 ++
- Better (%) . . . 28.2 27.2 30.7  
- Worse (%) . . . 12.3 13.0 12.3  
B3 Finland's economy now (balance) -7.3 25.9 -66.5 -12.0 -55.5 -50.5 --
- Better (%) . . . 10.4 2.2 3.9  
- Worse (%) . . . 30.8 83.9 79.7  
B4 Finland's economy in 12 months' time (balance) -2.1 20.3 -32.8 -14.4 -13.9 -2.5 =
- Better (%) . . . 13.3 28.1 35.1  
- Worse (%) . . . 37.7 43.5 33.3  
B5 Inflation now (per cent) 3.1 6.9 -2.7 2.7 2.1 2.2  
B6 Inflation in 12 months' time (per cent) 2.9 5.3 1.7 2.6 2.3 2.3  
B7 Unemployment in Finland in 12 months' time (balance) -10.8 20.3 -59.5 -10.9 -32.5 -20.7 -
- Less (%) . . . 18.8 18.7 24.5  
- More (%) . . . 36.7 64.2 54.8  
B8 Own threat of unemployment now (balance) -6.4 4.7 -26.6 -5.6 -18.2 -16.9 --
- Decreased (%) . . . 8.2 5.1 5.4  
- Increased (%) . . . 18.0 32.6 29.8  
C1 Favourability of time for purchasing durables (balance) 19.5 43.5 -14.3 18.7 12.3 16.9 =
- Good time (%) . . . 29.6 29.9 32.7  
- Bad time (%) . . . 10.9 17.6 15.8  
C2 Favourability of time for saving (balance) 4.3 29.4 -28.5 13.7 7.2 12.8 +
- Good time (%) . . . 60.5 54.5 59.3  
- Bad time (%) . . . 37.3 43.8 40.2  
C3 Favourability of time for raising a loan (balance) 7.4 31.7 -60.4 21.3 -4.3 4.6 =
- Good time (%) . . . 66.3 45.4 53.3  
- Bad time (%) . . . 31.7 52.0 45.3  
D1 Own financial situation now (balance) 21.8 31.0 6.4 26.5 29.7 30.1 ++
- Money is saved (%) . . . 58.5 62.9 63.0  
- Uses savings or gets into debt (%) . . . 10.6 9.5 10.5  
D2 Own saving possibilities in the next 12 months (balance) 39.9 53.6 9.8 44.1 45.7 50.1 +
- Can save (%) . . . 73.1 75.7 77.8  
- Cannot save (%) . . . 26.5 24.0 22.0  
D5 Intention to raise a loan in the next 12 months (% of consumers) 15.5 22.1 10.5 18.4 19.5 18.5 ++
- Yes, absolutely (%) . . . 4.1 5.1 5.1  
- Possibly (%) . . . 14.4 14.4 13.3  
E1 Spending on durables, next 12 months vs. last 12 months (balance) -16.3 -9.7 -26.7 -18.2 -15.8 -14.9 +
- More (%) . . . 13.0 13.4 14.4  
- Less (%) . . . 36.6 33.7 33.3  
E2 Intention to buy a car in the next 12 months (% of consumers) 14.3 19.2 10.1 15.2 13.8 15.1 +
- Very likely (%) . . . 4.9 4.0 4.4  
- Quite likely (%) . . . 10.4 9.8 10.7  
E4 Intention to buy a dwelling in the next 12 months (% of consumers) 12.7 17.9 9.1 13.3 15.0 16.6 ++
- Yes, absolutely (%) . . . 3.4 3.9 4.5  
- Possibly (%) . . . 9.9 11.1 12.0  
E5 Intention to spend money on basic repairs of dwelling in the next 12 months (% of consumers) 17.5 26.0 8.1 19.6 19.4 23.5 ++
- Very likely (%) . . . 6.9 6.8 8.5  
- Quite likely (%) . . . 12.8 12.7 15.1  
1) Long-term average, maximum and minimum figures cannot be presented for response distributions.
2) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation.

Source: Consumer Confidence 2021, January. Statistics Finland

Inquiries: Pertti Kangassalo 029 551 3598, Tuomas Parikka 029 551 3276, consumer.confidence@stat.fi

Head of Department in charge: Hannele Orjala


Updated 27.1.2021

Referencing instructions:

Official Statistics of Finland (OSF): Consumer Confidence [e-publication].
ISSN=2669-8889. January 2021, Appendix table 1. Consumers' views and intentions 1) . Helsinki: Statistics Finland [referred: 28.3.2024].
Access method: http://www.stat.fi/til/kbar/2021/01/kbar_2021_01_2021-01-27_tau_001_en.html