A more recent publication of this set of statistics is available.

Latest publication: Financial accounts 2019, 2nd quarter

Appendix table 2. Households' indebtedness ratio

Year/Quarter Disposable income (sum of four preceding quarters), EUR million Loan debts, EUR million Of which housing company loans, EUR million Indebtedness ratio, %
2000 63 038 42 576 3 013 67.5
2001 66 681 45 795 2 679 68.7
2002 70 072 50 546 3 299 72.1
2003 73 670 57 018 3 772 77.4
2004 77 139 65 019 4 756 84.3
2005 78 878 74 527 5 332 94.5
2006 81 983 84 008 6 042 102.5
2007 86 599 93 210 6 682 107.6
2008 91 415 100 057 6 778 109.5
2009 94 276 105 399 7 088 111.8
2010 98 392 112 021 7 746 113.9
2011 102 802 118 264 8 393 115.0
2012 105 465 124 520 9 536 118.1
2013 108 412 127 759 11 058 117.8
2014 108 983 132 423 12 950 121.5
2015 110 863 137 724 15 020 124.2
2016Q1 111 694 138 203 15 219 123.7
2016Q2 111 959 140 160 15 596 125.2
2016Q3 112 326 141 863 16 260 126.3
2016Q4 112 985 142 691 16 693 126.3
2017Q1 113 516 143 034 17 144 126.0
2017Q2 114 064 144 641 17 607 126.8
2017Q3 114 903 146 646 18 216 127.6
2017Q4 115 170 148 114 18 934 128.6
2018Q1 116 525 148 508 18 959 127.4
2018Q2 117 742 150 173 19 313 127.5
2018Q3 118 702 152 015 20 054 128.1

Source: Financial accounts, Statistics Finland

Inquiries: Henna Laasonen 029 551 3303, Tuomas Koivisto 029 551 3329, rahoitus.tilinpito@stat.fi

Director in charge: Ville Vertanen


Updated 21.12.2018

Referencing instructions:

Official Statistics of Finland (OSF): Financial accounts [e-publication].
ISSN=1458-8145. 3rd quarter 2018, Appendix table 2. Households' indebtedness ratio . Helsinki: Statistics Finland [referred: 22.10.2019].
Access method: http://www.stat.fi/til/rtp/2018/03/rtp_2018_03_2018-12-21_tau_002_en.html