6. Wealth, liabilities and income in 2009

Table 1. Household wealth, liabilities and income in 1994, 2004 and 2009, EUR per household

Wealth component 1994 2004 2009
1–6 Assets, total 86,960 158,970 192,060
1-2 Housing wealth, total 69,160 121,850 146,650
1 Dwellings 60,110 106,570 125,860
1.1 Dwelling (main residence) 53,720 91,560 108,130
1.2 Dwellings (investment) 6,390 15,000 17,740
2 Free-time residences 9,060 15,280 20,790
3 Vehicles 6,380 11,600 9,270
4-6 Financial assets 11,410 25,520 36,130
4 Deposits 8,770 12,290 15,390
5 Securities, total 2, 440 11,210 17,940
5.1 Listed shares and mutual funds 1,590 8,780 11,150
5.2 Other shares 210 1,900 6,510
5.3 Bonds and debentures 630 520 280
6 Voluntary pension insurance savings 210 2,020 2,800
Private liabilities, total 14,010 21,530 35,360
- Housing loans 11,190 17,950 26,980
- Consumer and other loans 2,820 3,580 8,380
Net wealth 72,940 137,440 156,690
Net wealth, % gross wealth 84 86 82
Disposable income 26,720 35,240 38,520
Disposable cash income 24,900 32,230 35,050
Gini-coefficients      
- gross wealth 54.0 56.9 57.9
- net wealth 62.3 62.3 66.6
Sample size, population and average household size      
Households in the sample 5,210 3,455 10,989
Households in the population 2,270,000 2,415,000 2,531,500
Average size of household 2.22 2.14 2.08

Source: Households' assets

Inquiries: Markku Säylä (09) 1734 3410, Veli-Matti Törmälehto (09) 1734 3680

Director in charge: Riitta Harala


Updated 21.12.2011

Referencing instructions:

Official Statistics of Finland (OSF): Households’ assets [e-publication].
ISSN=2242-3230. 2009, 6. Wealth, liabilities and income in 2009 . Helsinki: Statistics Finland [referred: 18.9.2019].
Access method: http://www.stat.fi/til/vtutk/2009/vtutk_2009_2011-12-21_kat_006_en.html