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Key ratio figures of credit institutions

Producer: Statistics Finland
Homepage: http://www.stat.fi/til/rltp/index_en.html
Main topic: Financing and Insurance
Related topics:
Official Statistics of Finland (OSF): No
European Statistical System (ESS): No

Description

The key ratio figures of credit institutions describe their efficiency, degree of specialisation, and profitability, among other things. The figures are mostly ratios calculated from selected balance sheet or profit and loss account items. The figures are presented for all domestic credit institutions. In the past these key ratio figures were included in reviews and graphics of publications describing financing activities. A separate, harmonised series of these key ratio figures will be produced for the first time in autumn 2004.

Data content

The key ratio figures are calculated from the main items of profit and loss accounts and balance sheets, and by using data on branch network and personnel. The figures are mainly produced by credit institution group. There are good 20 basic ratio parameters, including turnover, profit/turnover, net interest income/personnel, profit/personnel, financing margin/balance sheet, net interest income/interest yield, profit/commission revenues, profit/administrative costs, equity/balance sheet, revenue/expenditure, and so on.

The data on individual units may not be disclosed.

Classifications used

Formulae for financial accounts and notes to them in accordance with the decision/decree of the Ministry of Finance and order of Financial Supervision Authority, Classification of Institutional Sectors, regional classifications and so-called Virati classifications (joint memorandum of the Financial Supervision Authority, Bank of Finland and Statistics Finland on classifications and definitions).

Data collection methods and data sources

Financial statements data collected electronically for banks and other credit institutions are used as the basic data.

Data collections

Updating frequency

Annually.

Time of completion or release

Series of ratio figures are published for the first time from financial accounts for the year 2003. Completion is scheduled for October-November 2004.

Time series

Time series in accordance with the currently valid financial accounting formula will be produced mainly starting from 1995 data. Some ratio figures by banking group will be produced starting from 1974.

Keywords

Contact information

http://tilastokeskus.fi/til/rltp/yht_en.html


Last updated 08.07.2014