A more recent publication of this set of statistics is available.

Latest publication: Financial statement statistics on credit institutions 2019, 3rd quarter

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.3.2019, EUR thousands

  1.1.- 31.3.2019
Commercial banks Foreign banks Co-operative banks total Savings banks total Banks total
Interest income 2 304 405 166 844 223 291 52 321 2 746 862
(Interest expenses) 1 600 479 53 308 16 694 7 194 1 677 674
NET INCOME FROM FINANCIAL OPERATIONS 703 926 113 537 206 597 45 128 1 069 188
(Expenses on share capital repayable on demand) .. .. .. .. ..
Dividend income 25 396 .. 260 832 .. 296 628
Fee and comission income 681 762 121 012 140 903 30 940 974 616
(Fee and comission expenses) 173 480 28 461 12 528 4 892 219 360
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 62 986 .. .. 316 62 566
Gains or (-) losses on financial assets and liabilities held for trading, net 504 881 4 426 1 255 .. 510 562
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net 362 938 .. 5 458 26 760 395 163
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net -466 069 .. 1 469 .. -464 604
Gains or (-) losses from hedge accounting, net 6 664 .. -6 69 6 727
Exchange differences [gain or (-) loss], net -221 577 2 492 .. .. -219 018
Gains or (-) losses on derecognition of non-financial assets, net .. .. -61 -172 ..
Other operating income 100 796 23 276 18 845 3 517 146 434
(Other operating expenses) 30 791 3 379 57 324 11 397 102 891
TOTAL OPERATING INCOME, NET 1 557 394 236 688 565 490 96 134 2 455 706
(Administrative expenses) 1 260 425 150 704 208 184 43 667 1 662 980
of which: (Personnel expenses) 673 106 65 595 85 014 18 991 842 707
of which:( Other administrative expenses) 587 319 85 108 123 170 24 676 820 273
(Depreciation) 147 201 5 999 5 810 3 097 162 107
Gains or (-) losses caused by changes made, net .. .. .. .. ..
(Provisions or (-) reversal of provisions) 7 149 3 234 172 12 10 567
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) -12 649 7 204 3 726 856 -862
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) .. .. .. .. ..
(Impairment or (-) reversal of impairment on non-financial assets) 455 .. -132 .. 351
Negative goodwill recognised in profit or loss .. .. .. .. ..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates. .. .. .. .. ..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations .. .. .. .. ..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS 820 265 72 801 347 730 48 503 1 289 299
(Tax expense or (-) income related to profit or loss from continuing operations) 74 196 13 972 20 201 16 631 125 001
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS 746 069 58 829 327 529 31 872 1 164 299
Profit or (-) loss after tax from discontinuing operations .. .. .. .. ..
PROFIT OR (-) LOSS FOR THE YEAR 746 069 58 829 327 529 31 872 1 164 299

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Antti Suutari 029 551 3257, Jarkko Kaunisto 029 551 3551, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen


Updated 27.6.2019

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 1st quarter 2019, Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.3.2019, EUR thousands . Helsinki: Statistics Finland [referred: 20.1.2020].
Access method: http://www.stat.fi/til/llai/2019/01/llai_2019_01_2019-06-27_tau_001_en.html