Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2019, EUR thousands

  1.1.- 30.6.2019
Commercial banks Foreign banks Co-operative banks total Savings banks total Banks total
Interest income 3 254 663 331 537 452 047 105 425 4 143 671
(Interest expenses) 1 852 693 103 381 33 940 14 476 2 004 491
NET INCOME FROM FINANCIAL OPERATIONS 1 401 969 228 156 418 107 90 949 2 139 181
(Expenses on share capital repayable on demand) .. .. .. .. ..
Dividend income 32 398 .. 265 542 .. 310 846
Fee and comission income 1 368 835 240 507 256 694 63 683 1 929 719
(Fee and comission expenses) 355 320 58 892 31 563 9 882 455 658
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 116 788 .. .. 704 115 605
Gains or (-) losses on financial assets and liabilities held for trading, net 116 771 11 835 .. .. 132 055
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net 709 959 .. .. 32 478 748 224
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net -594 658 .. -1 670 .. -596 342
Gains or (-) losses from hedge accounting, net -9 969 .. .. -539 -10 514
Exchange differences [gain or (-) loss], net 197 525 5 072 .. .. 202 611
Gains or (-) losses on derecognition of non-financial assets, net .. -43 -54 217 ..
Other operating income 237 264 49 014 32 420 12 603 331 302
(Other operating expenses) 46 169 7 420 95 599 27 755 176 943
TOTAL OPERATING INCOME, NET 3 174 851 471 917 852 991 169 905 4 669 664
(Administrative expenses) 2 187 556 271 441 400 950 85 976 2 945 923
of which: (Personnel expenses) 1 353 915 129 343 158 805 38 560 1 680 623
of which:( Other administrative expenses) 833 641 142 098 242 145 47 416 1 265 300
(Depreciation) 293 932 12 010 11 554 6 100 323 596
Gains or (-) losses caused by changes made, net .. .. .. .. ..
(Provisions or (-) reversal of provisions) 112 020 1 613 127 208 113 968
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) 42 758 17 631 16 123 4 287 80 799
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) .. .. .. .. ..
(Impairment or (-) reversal of impairment on non-financial assets) 8 879 .. 1 305 .. 10 875
Negative goodwill recognised in profit or loss .. .. .. .. ..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates. .. .. .. .. ..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations .. .. .. .. ..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS 1 232 882 176 897 422 931 72 690 1 905 402
(Tax expense or (-) income related to profit or loss from continuing operations) 176 963 33 883 35 389 28 616 274 851
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS 1 055 919 143 014 387 543 44 075 1 630 551
Profit or (-) loss after tax from discontinuing operations .. .. .. .. ..
PROFIT OR (-) LOSS FOR THE YEAR 1 055 919 143 014 387 543 44 075 1 630 551

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Antti Suutari 029 551 3257, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen


Updated 11.10.2019

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 2nd quarter 2019, Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2019, EUR thousands . Helsinki: Statistics Finland [referred: 9.12.2019].
Access method: http://www.stat.fi/til/llai/2019/02/llai_2019_02_2019-10-11_tau_001_en.html