Official Statistics of Finland


Producer: Statistics Finland

Latest release:
Largest housing loans in Greater Helsinki
18 Jun 2020
Statistics Finlands statistics on indebtedness show that the average size of a housing loan per household-dwelling unit with a housing loan was EUR 102,240 in 2019. The average housing loan grew by 1.2 per cent year-on-year in real terms. Household-dwelling units in Greater Helsinki had the largest housing loans, EUR 148,500, on average. Housing loans also grew most in Greater Helsinki, by 3.4 per cent from the year before. Elsewhere in Finland changes in average housing loans were small. Housing loans were lowest among those with housing loans in Northern and Eastern Finland, EUR 81,700, on average.

Description: Statistics on indebtedness describe the debts of private persons and household-dwelling units. The basic data for the statistics have been drawn from the Tax Administration�s database and combined with the data from total statistics on income distribution. The Tax Administration receives data on credits and interest by type of loan from the annual declarations of financial corporations and other credit providers. The total data on income distribution consists of register data covering the whole population. All of its data are collected from administrative registers. The register data are combined on the basis of the personal identity codes. The statistics on indebtedness are published only on the Internet. The released statistics describe the indebtedness of household-dwelling units and persons by gender, age, family type and area.
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Keywords: credit granting, credits, debts, household-dwelling units, households, housing loans, indebtedness, interest rates, loans, rate of indebtedness.
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Change: Publication of statistics on indebtedness postponed
11 Feb 2020
The statistical release on indebtedness describing rates of indebtedness is postponed.

Referencing instructions:

Official Statistics of Finland (OSF): Indebtedness [e-publication].
ISSN=2489-3285. Helsinki: Statistics Finland [referred: 22.1.2021].
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