Official Statistics of Finland

Indebtedness

Producer: Statistics Finland
Data:

Latest release:
Average housing loan of households with housing loans was EUR 92,370 in 2012
26 Jun 2013
According to Statistics Finland's statistics on indebtedness, the average housing loan of household-dwelling units with housing loans in the Greater Helsinki area was EUR 121,950, i.e. one-third more than for all household dwelling-units with housing loans. Housing loans were lowest in Northern and Eastern Finland, EUR 77,560 per indebted household. The average housing loans have grown by 75 per cent since 2002. The loans have grown most, by 79 per cent, in the Greater Helsinki area.

Next release:
Statistical releases will not be issued in English from these statistics in 2013.

Description: Statistics on indebtedness describe the debts of private persons and household-dwelling units. The basic data for the statistics have been drawn from the Tax Administration�s database and combined with the data from total statistics on income distribution. The Tax Administration receives data on credits and interest by type of loan from the annual declarations of financial corporations and other credit providers. The total data on income distribution consists of register data covering the whole population. All of its data are collected from administrative registers. The register data are combined on the basis of the personal identity codes. The statistics on indebtedness are published only on the Internet. The released statistics describe the indebtedness of household-dwelling units and persons by gender, age, family type and area.
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Keywords: credit granting, credits, debts, household-dwelling units, households, housing loans, indebtedness, interest rates, loans, rate of indebtedness.
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Change: Change in the Official Statistics of Finland
30 Jan 2009

Referencing instructions:

Official Statistics of Finland (OSF): Indebtedness [e-publication].
Helsinki: Statistics Finland [referred: 8.10.2013].
Access method: http://www.stat.fi/til/velk/index_en.html.

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