Financial activities

Producer: Statistics Finland
Homepage: http://www.stat.fi/til/rato/index_en.html
Main topic: Financing and Insurance
Related topics:
Official Statistics of Finland (OSF): No
European Statistical System (ESS): No

Description

Credit stock of other financial intermediaries in the Financial intermediation statistics contains data on the credit stock and new withdrawn loans by lender and borrower sector.

The financial leasing data in the Financial intermediation statistics contain data by sector, industry and object on the financial leasing activities of credit institutions and other lessors.

The credit card data in the Financial intermediation statistics contain data on the amount of credit card accounts, card sales, card debt, bad card debts, delayed repayments and payment transactions.

Data content

The credit stock of other financial intermediaries is comprised of euro and foreign currency-denominated credit stock. Of financial claims, outstanding credit includes advances, bonds and money market instruments. In respect of advances, the statistics also include new loans raised. The data are examined by sector of lender, sector of borrower, industry of borrower, type of claim, and purpose of use of credit. In addition, data are collected from small loan companies on new credits during a quarter, costs relating to them, average maturities of new credits, credit stock at the end of a quarter, and number of customers during a quarter.

Financial leasing is long-term leasing in which the financier acquires possession of the object required by the lessee, and leases it further on a long-term lease agreement. The statistics do not cover direct leasing or financing of leasing agreements.

Credit card data contain card specific data on active credit card accounts, on the value of credit card sales by sector in Finland, on credit card debt, bad card debts, delayed repayments and payment transactions.

Data on individual units may not be disclosed.

Classifications used

Classification of Institutional Sectors, Standard Industrial Classification, Classification of Purposes of Use, Classification of Financial Claims.

Credit card data by validity (general and special cards) and by mode of payment (non-interest bearing charge cards and actual interest bearing credit cards).

Data collection methods and data sources

The credit stock data of other financial intermediaries are collected from all companies involved in lending belonging to sector S.123 Other financial intermediaries.

Financial leasing data are collected directly from the leasing providers. From the 1995 data, the data suppliers have been the units who, according to the Business Register of Statistics Finland have been involved in financial leasing. Previously the data suppliers were limited to credit institutions.

Credit card data are collected from institutions that manage credit cards.

Data collections

Updating frequency

Credit stock of other financial intermediaries quarterly

Financial leasing and credit card data annually.

Time of completion or release

Credit stock of other financial intermediaries approximately 2.5 months from the end of the statistical reference period.

Financial leasing data in April.

Credit card data in May.

Time series

Financial leasing data are available starting from 1995

Credit card data are available starting from 1987.

Keywords

consumption credits, loans, lending, credits, credit institutions, banks, quick loans, financial corporations, investments, leasing, credit institutions, renting, enterprises, credit cards, credit institutions, non-interest bearing charge cards, payment defaults, charge cards, banks, financial corporations, debts

Contact information

http://tilastokeskus.fi/til/rato/yht_en.html


Last updated 24.02.2016